All cash buy I was referring to cash to cover appraisal difference to get the Drums are like wives if it ain’t yours don’t touch shirt Being allowed a mortgage when you are pulling cash from 401k or borrowing is close to predatory. Worked for a bank back in those days and people I saw and helped were not well off they were middle of the road and currently have two friends getting cash to make up the appraisal value difference.
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Make up the Drums are like wives if it ain’t yours don’t touch shirt difference are the people who really don’t have back up funds now and if and when another jobs crisis happens they are in over their head. I was in banking at the time watching people pull out equity when the value was high and rates low then then both went the other direction. The vast majority of mortgage defaults then were well heeled borrowers who walked away from negative equity.Drums are like wives if it ain’t yours don’t touch shirt, hoodie, sweater and long sleeve
If you had the Drums are like wives if it ain’t yours don’t touch shirt to buy this house in the first place, you won’t be hurting. It’s only a problem if you can’t keep up with payments taxes and if you later want to sell and prices have dropped significantly. It’s likely people can actually afford these houses, they are just paying huge amounts for them.
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